Jump To

When given a choice, most people choose to make financial decisions by, first, reading material that explains their options. Frankly, there is no substitute for self-study. We make better decisions when we are given the opportunity to read and think it through without having to make a pressured decision. The Family Estate Financial Management Guide has been written with that purpose in mind. Without self-study, you subject yourself to one-sided salesmanship and the pressure of purchasing financial products or services that may not be right for you.

This Guide addresses the major financial issues that everyone faces-building an estate for retirement, preserving an estate during retirement, and distributing your estate at the end of your life. Discussed at length are: how to select financial advisors, tax-advantaged methods of saving and paying for retirement and the college education expenses of children, buying insurance, and information to help determine if you have the psychological mindset of a saver or an investor.

The purpose of the Guide is two-fold-1) to inform so that you can make wise and educated decisions and 2) to help you take action to make the necessary changes so that your financial life is on solid footing in every area. The first half of the Guide contains educational materials. You will read about the latest IRS rules and regulations to help you save and build your estate. You will learn of innovative savings and investment methods that may enable you to reach your goals more quickly. You will discover what a minimum estate plan entails and how this plan will help your heirs avoid probate and Federal estate taxes. The other half steers you on a course of action, preventing losses coming from disorganization, procrastination and indecision.

One section offers calculation forms for calculating retirement and college education costs and amounts to save. Statistics prove that those who have had calculations to determine amounts to save, will save far more than those who haven't had the calculations. It is also a fact that those who have an advisor will save nearly three times more than those who don't have an advisor.

Every year, the articles found in this Guide will be updated. You will receive the new tax law changes regarding retirement plans, estate planning and saving and paying for college. You will be updated as to new methods for saving/investing, new ways to reduce costs for insurance, and new estate planning methods. The Guide will save you hundreds of hours of research. You will receive notice each year of when the updated articles will be available, as long as the author has your current e-mail address. He may be contacted at thessnelson@bellsouth.net.

For about 13 cents a day, you may purchase the Family Estate Financial Management Guide. The cost of the Guide is only $49. It comes in a binder consisting of 10 sections with color-coded dividers. At only 75 pages, it is concisely written and offers you quick reference to the information you are seeking. Many people pay hundreds and even thousands of dollars to advisors for financial plans containing much of this same information. Now, you pay only $49 for information that is timely (offering tax information for 2004), well-researched, and written by an advisor with credentials and with over 30 years of experience in financial services. (See page for biography on Steve Nelson, CFP).

On the next page link, I have listed the various subjects discussed in the Guide. Place a mark beside the issues that are most important to you. If you mark any of the subjects, it would be well worth the money to have this information. Send your check for $49, payable to Steven C. Nelson. His address is 248 Dandridge Drive, Franklin, TN, 37067-8400.

Family Estate Financial Management Guide, a component of Family Estate Tools.
248 Dandridge Drive · Franklin, TN 37067-8400 · e-mail: thessnelson@bellsouth.net